Additional driver had accident
We don’t know what happened in the accident, whether a third party or the driver of the rental car was at fault, or if there. All drivers must be identified to the rental company at the time of rental. The driver in question was not identified as an additional driver. · If the accident is the fault of one of your additional drivers, your No Claims Bonus would be affected on the renewal of the policy. Both you and the driver would need to declare the claim for any future insurance www.doorway.ruted Reading Time: 4 mins. · gices 11 Oct He doesn't have to disclose it on his policy but you will have to on your own (separate) policy. The consequences of adding a named driver on your policy is that if the additional driver has a fault accident, then the main driver (your dad) will lose his no claims bonus (part of it or all depending how much he's got). On his renewal letter, it will state .
gices 26 May Normally named drivers (additional drivers) on the car insurance policy do not earn no claims bonus (NCB); only the main driver/policyholder earns NCB. Therefore if you have an accident, nothing will happen to your dad's no claims because he doesn't have any to start off with on that particular insurance policy of yours. In the event that your dad has another car insurance policy in his name, he would still not lose his NCB if you have an accident as it's a completely. gices 11 Oct He doesn't have to disclose it on his policy but you will have to on your own (separate) policy. The consequences of adding a named driver on your policy is that if the additional driver has a fault accident, then the main driver (your dad) will lose his no claims bonus (part of it or all depending how much he's got). On his renewal letter, it will state how many years no claims he will have left and it's that number that he will need to use when looking for car insurance. When Another Driver Has an Accident in Your Car. No one can predict the future. You may loan your car to a friend, roommate, or family member, only to get a call that an accident has happened in your car. It is important to really understand your coverages and how car insurance works if another driver crashes your car.
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